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Personal Loan

Instant Cash for Life's Big Moments

Get quick personal loans for weddings, travel, education, medical emergencies or any personal need — minimal paperwork, disbursement in 24 hours.

Interest Rate
From 10.5% p.a.
Loan Amount
Up to ₹40 Lakh
Tenure
12 to 60 months
Approval Time
As fast as 24 hrs
Personal Loan EMI

Calculate Your EMI

Estimate your monthly EMI for a personal loan using the sliders below.

₹5.00 L
₹50,000₹40.00 L
11.50%
9.00%22.00%
3 years
1 year5 years
Monthly EMI
₹16,488
Total Interest
₹93,568
Total Payable
₹5.94 L
Break-up of Total Payment
Principal₹5.00 L
Interest₹93,568
Key Features

Why choose our Personal Loan?

100% collateral-free loan
Minimal documentation required
Disbursement in 24-48 hours
Flexible EMI options
No end-use restrictions
Prepayment allowed with low charges

Eligibility Criteria

  • Salaried employees: Age 21-58 years
  • Minimum monthly income: ₹20,000
  • Work experience: Min 1 year
  • Credit score: 700+

Documents Required

  • PAN Card & Aadhaar Card
  • Latest 3 months salary slips
  • Last 3 months bank statements
  • Employee ID / Offer letter
  • Passport-size photograph

Ready to apply for Personal Loan?

Get expert advice and the lowest rate in the market. Free consultation, no obligation.

ABHIKA Financial Services Pvt Ltd — Your Trusted Financial Partner | Kalyan