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Business Loan

Fuel Your Business Growth

Collateral-free business loans for MSMEs, professionals and enterprises. Working capital, expansion, machinery — whatever your business needs to grow.

Interest Rate
From 11.5% p.a.
Loan Amount
Up to ₹50 Lakh (collateral-free)
Tenure
12 to 60 months
Processing
From 1%
Business Loan EMI

Calculate Your EMI

Estimate your monthly EMI for a business loan using the sliders below.

₹20.00 L
₹1.00 L₹2.00 Cr
13.00%
10.00%20.00%
4 years
1 year7 years
Monthly EMI
₹53,655
Total Interest
₹5.75 L
Total Payable
₹25.75 L
Break-up of Total Payment
Principal₹20.00 L
Interest₹5.75 L
Key Features

Why choose our Business Loan?

Collateral-free up to ₹50 Lakh
Quick approval in 3-5 days
Flexible repayment options
Line of credit / overdraft available
For all business types & industries
Machinery & equipment financing

Eligibility Criteria

  • Business vintage: Min 2 years
  • Annual turnover: Min ₹40 Lakh
  • Positive net worth as per ITR
  • Applicant age: 25-65 years

Documents Required

  • PAN, Aadhaar of proprietor/partners
  • Business registration/GST certificate
  • Last 2 years ITR + financials
  • Last 12 months bank statements
  • Business address proof
  • Ownership proof of business

Ready to apply for Business Loan?

Get expert advice and the lowest rate in the market. Free consultation, no obligation.

ABHIKA Financial Services Pvt Ltd — Your Trusted Financial Partner | Kalyan