Back to Home
Loan Against Property

Unlock the Full Value of Your Property

Get high-value, low-interest loans by leveraging your residential or commercial property. Long tenures, lowest EMIs, use for any purpose.

Interest Rate
From 9.0% p.a.
Loan Amount
Up to 65% of property value
Tenure
Up to 15 years
LTV
Up to 65%
Loan Against Property EMI

Calculate Your EMI

Estimate your monthly EMI for a loan against property using the sliders below.

₹50.00 L
₹5.00 L₹10.00 Cr
9.50%
8.00%15.00%
15 years
3 years20 years
Monthly EMI
₹52,211
Total Interest
₹43.98 L
Total Payable
₹93.98 L
Break-up of Total Payment
Principal₹50.00 L
Interest₹43.98 L
Key Features

Why choose our Loan Against Property?

Loan against residential & commercial property
Highest loan amount at lowest rates
Longer tenures = lower EMI
End-use flexibility — business, personal, education
Balance transfer with top-up
Overdraft against property available

Eligibility Criteria

  • Property in name of applicant/co-applicant
  • Clear property title & legal documents
  • Salaried / Self-employed / Business owner
  • Age: 21-70 years (at loan maturity)

Documents Required

  • KYC (PAN + Aadhaar)
  • Property documents (title deed, tax receipts)
  • Income proof (ITR / salary slips)
  • Last 6 months bank statements
  • Property valuation report
  • Passport-size photograph

Ready to apply for Loan Against Property?

Get expert advice and the lowest rate in the market. Free consultation, no obligation.

ABHIKA Financial Services Pvt Ltd — Your Trusted Financial Partner | Kalyan