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Home Loan

Own Your Dream Home with the Lowest EMIs

Turn your dream of owning a home into reality with our fast, transparent and affordable home loan solutions — up to 30 years of tenure and rates from just 8.35% p.a.

Interest Rate
From 8.35% p.a.
Loan Amount
Up to ₹5 Cr
Tenure
Up to 30 years
Processing Fee
From 0.25%
Home Loan EMI

Calculate Your EMI

Estimate your monthly EMI for a home loan using the sliders below.

₹35.00 L
₹1.00 L₹5.00 Cr
8.50%
7.00%15.00%
20 years
1 year30 years
Monthly EMI
₹30,374
Total Interest
₹37.90 L
Total Payable
₹72.90 L
Break-up of Total Payment
Principal₹35.00 L
Interest₹37.90 L
Key Features

Why choose our Home Loan?

Up to 90% financing on property value
Special rates for women borrowers
Balance transfer facility available
Top-up loan on existing home loan
Doorstep documentation service
Pre-approved sanction letters

Eligibility Criteria

  • Salaried: Age 21-60 years, Min monthly income ₹25,000
  • Self-employed: Age 25-65 years, Min ITR of last 2 years
  • Credit score: 700+ preferred
  • Stable income & employment history

Documents Required

  • PAN Card & Aadhaar Card
  • Latest 3 months salary slips / ITR
  • Last 6 months bank statements
  • Property documents (agreement, NOC)
  • Passport-size photographs
  • Employment/business proof

Ready to apply for Home Loan?

Get expert advice and the lowest rate in the market. Free consultation, no obligation.

ABHIKA Financial Services Pvt Ltd — Your Trusted Financial Partner | Kalyan